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How to Change Spotify Payment

Ready to change the way you pay for your Spotify subscription? You’ve come to the right place! Today, I’m going to show you how easy it is to update your payment information with just a few clicks. So let’s get started and keep on jamming with Spotify!


Before updating your payment information, it’s important that you understand the repercussions. When changing your payment details, your existing subscription will be canceled and a new one will be created.

If you subscribed to Premium through an app store or a third party service such as PayPal or iTunes, make sure to review the terms and conditions of that service before cancelling. You may also need to cancel any associated automatic renewal by contacting the related third-party provider directly. Any downloads purchased with a premium account are non-refundable and they won’t carry over to your new subscription.

If you’ve made any purchases with real money on Spotify – like Tones tunes – these will remain in your account regardless of whether you keep your subscription or cancel it. Canceling a subscription does not delete an account; it simply puts an end to the current billing period for that subscriptions and removes access to premiums features tied to it.

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Understanding Spotify Payment Options

When you sign up for Spotify, payment details such as credit number or a PayPal account must be provided. Spotify offers multiple payment options, and understanding them will help you choose the best one for you.

Credit/Debit Cards: Payment by Visa, MasterCard, American Express, Discover and JCB is accepted. You can also save your card on file in order to expedite future purchases or payment of your subscription fees.

PayPal: You can also use PayPal to pay for monthly subscription fees or to purchase items in the store.

Wire Transfer: Users with premium accounts in certain countries are able to pay via wire transfer (e.g., China).

Gift Cards: Spotify gift cards are available for purchase online, at retailers worldwide and can be used to pay for your subscription each month. Gift cards are redeemable online only and cannot be used at partner stores such as Netflix, Hulu etc.. They will expire after a certain amount of time, so make sure to check the terms of your card before buying one!

Spotify Cash/Credits: Various special offers may allow users to collect virtual currency called “Spotify cash” which can be used in the store or to pay their monthly subscription fee. This currency is accumulated through paid purchases and special promotions alike, ensuring that loyalty pays off with repeat customers!

Benefits of Changing Payment Options

When you update your payment options for your Spotify subscription, there are several benefits and advantages. This can open up a range of additional payment options to choose from, such as using gift cards, pre-paid cards, or bank transfers instead of traditional credit cards. Additionally, changing how and when you pay could save you money – Spotify often offers promotional discounts when you sign up for a certain method of payment. Lastly, changing payment options allows users to more closely track their spending and budget accordingly – reducing the risk of an unexpected charge appearing on your credit card statement.

Hypothetically, if someone’s current payment option is set to auto-renew every month but they’re close to their financial limit when the renewal date arrives, then switching to an alternative form of payment from the one used initially would be a great way of ensuring they don’t incur any charges they weren’t expecting.

Steps to Change Payment Options

If you’re an existing Spotify Premium user, you can change your payment options at any time. Here’s how:

  1. Log into your Spotify account and select ‘Account’ from the menu on the left-hand side of the page.
  2. Click on ‘Subscription’ and then on ‘Change Payment Method’.
  3. Select your desired payment option and enter your payment information.
  4. Review the details of your billing plan and click ‘Agree & Submit’. Your subscription will now be set to recur with all applicable fees applied to the new method of payment that you have chosen.

It’s important to note that certain special offers for new and returning users may only be available through specific credit or debit cards, or other forms of payment such as PayPal or even Apple Pay, so make sure to check before changing your Spotify subscription’s payment option accordingly!

Tips for Managing Your Spotify Subscription

Managing your Spotify subscription can be confusing, especially if you joined using third-party billing platforms like Apple and Google. However, it doesn’t have to be tricky. Here are some essential tips to help you customize and manage your Spotify subscription so you can make the most of your experience:

  1. Update Your Payment Information: If you subscribed via a third-party billing platform, make sure you update your card or payment information at least once a year to keep your payments up to date and secure.
  2. Upgrade or Downgrade Your Plan: Spotify offers three main plans for single users — Individual, Family, Student — as well as special plans for members of the United States military. To switch between plan types, login to your account on a computer and go to “Account” > “Subscription” > “Change Plan”. Then select your desired plan type, enter your payment information and confirm the changes that have been made. Please note that switching plan types may result in data loss, such as saved playlists.
  3. Add Additional Premium Members: If you are subscribed to the Family or Student plans and would like an additional Premium member added to the subscription for no additional cost, simply log in on a computer web browser, go to “Account” > “Family” then follow the prompts from there..
  4. Get Refunds/Cancellations: To cancel or refund an existing Spotify subscription please consult the terms of service on our website for more detail related to specific cases –

Following these simple steps will help keep you informed and in control of your Spotify subscription so that it fits all of your needs!

Troubleshooting Common Issues

Getting the most out of your Spotify subscription requires having a valid and up to date payment method listed on your account. If your payment method is invalid or your card has expired, there may be a problem with completing the necessary payments for your subscription. This guide outlines some troubleshooting steps you can take to fix common issues with changing or updating payment methods for Spotify.

  1. Double-check that all information entered for the payment method is correct, including billing address and credit card number.
  2. Check with your issuing bank to make sure there are no holds or restrictions on making payments through streaming services.
  3. Contact the customer service team of your card’s issuing bank if there are any questions about restrictions or holds on making payments through streaming services like Spotify.
  4. Make sure that you’re using up-to-date versions of online browsers or mobile apps (if applicable) when choosing Payment Method in Account Management settings in Spotify.
  5. Try using an alternative payment method such as PayPal, Apple Pay, Venmo, etc., if available in your country/region*
  6. Disable any browser plugins or extensions which could be blocking pages from loading correctly when you go to change the Payment Method in Account Management settings in Spotify (for instance Ghostery).
  7. Uninstall and re-install any mobile app related to streaming service subscriptions which could cause issues when trying to add payment methods (for example Google Play Store).
  8. Contact customer support if none of these steps solve the problem and you need additional assistance changing/updating a Payment Method for Spotify!

Frequently Asked Questions

Frequent queries about changing or updating how you pay for Spotify include how to change your payment method after deleting a bank account, how to upgrade your subscription plan, and other questions. In this guide, we’ll answer some of the most common questions people have about updating their payment information with Spotify.

What is the difference between adding and removing a payment method?
Adding a card or bank account is used when subscribing to Spotify or upgrading an existing subscription. Removing a payment method is done when you no longer wish to use that instrument to pay for your account.

How do I change my default payment for Spotify?

You can update your default payment method by going into your account settings and selecting “Manage payments” followed by “Change default payment.” This option allows you to switch from one credit/debit card or bank account to another.

What do I do if my bank details have changed?

If you need to update any of the details related to your preferred payment instrument (e.g., debit/credit card expiration date or bank account routing number), go into Account Settings, choose “Manage payments” then select “Payment methods” followed by the instrument you want to modify. After making any changes, remember to confirm them at the bottom of the page.

What happens if I delete my bank account?

If you delete any stored financial instruments (e.g., debit/credit cards and bank accounts), they will be removed from all future billings but will not affect current subscriptions already associated with it until those subscriptions expire according their regular cycle, at which time they need new expenses paid in order for them renew successfully.


The biggest takeaway from this guide on how to change Spotify payment methods is that it is easy to do. All you have to do is log in to your Spotify account, go to the Subscriptions page, and select the new payment method you wish to use. Depending on your subscription type, you may be eligible for student or family discounts that can save you money. Be sure to review the terms of service for any discounts when changing your payment method. There may also be tax implications when switching between currencies; however, these can usually be addressed later with a little effort. Regardless of which payment method you choose, continuing your Spotify subscription ensures access to all the great music they offer and keeps them providing awesome content.

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